Is Worrying About Credit Reports Only for the Unwealthy
Many people think that it is only individuals without money that should be worrying about their credit scores and reports. Late night marketing blitz’s on TV and internet ads don’t help this stigma since they actively target middle to lower class individuals. While credit scores are an important thing to worry about for [...]
4 Credit Score Myths
1) Checking your credit score/history will negatively affect you
This is incorrect. Personal inquiries are considered “soft inquiries”, and soft inquiries do not count against you. Soft inquiries are not part of an individual’s credit score calculation. Check your own score all you want, it will not hurt you.
2) Your score [...]